What is an EIP claim?


SO MANY Personal Injury Clients are missing out on money owed. When someone refers to “no-fault,” in the context of automobile accidents, they are referring to insurance coverage for medical bills, lost wages, and other necessary expenses incurred as a result of a motor vehicle accident. These elements encompass “basic economic loss,” and are often…

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The Difference Between an Authorization and an Assignment


Every no-fault provider should be knowledgeable on the differences between accepting an “Authorization to Pay Benefits” (Box 20 of the NF-3) versus an “Assignment of Benefits”(Box 21 of the NF-3).4 Although both will permit the carrier to pay the provider directly for the services they render, the remedies for bills that are denied vary significantly….

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Safety in the Snow


According to the US Government Department of Transportation, we put ourselves at risk when we drive in the snow.  Here are the facts: Each year, 24 percent of weather-related vehicle crashes occur on snowy, slushy or icy pavement and 15 percent happen during snowfall or sleet. Over 1,300 people are killed and more than 116,800 people are injured…

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The TRUTH about No-Fault Insurance Collections


by Attorney Thomas Tona: Recently, I was out to dinner with two chiropractors.  Twenty minutes into the dinner, the discussion turned to the business of Chiropractic, where two issues dominated the balance of the night. Issue one arose when I asked the question, “What is your number?” Silence and blank stares followed.   I then…

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A Week of Wins at TONALAW – No-Fault Arbitration Awards


NY CIVIL COURT ARBITRATION AWARD:  Our office recently had an arbitration award confirmed in New York Civil Court. The carrier denied lost wages pursuant to an Independent Medical Exam (IME). At the underlying arbitration hearing, the carrier argued that since the eligible injured person had not formally submitted a lost wage claim post-IME, or provided…

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