The Difference Between an Authorization and an Assignment


Every no-fault provider should be knowledgeable on the differences between accepting an “Authorization to Pay Benefits” (Box 20 of the NF-3) versus an “Assignment of Benefits”(Box 21 of the NF-3).4 Although both will permit the carrier to pay the provider directly for the services they render, the remedies for bills that are denied vary significantly….

Continue Reading



Safety in the Snow


According to the US Government Department of Transportation, we put ourselves at risk when we drive in the snow.  Here are the facts: Each year, 24 percent of weather-related vehicle crashes occur on snowy, slushy or icy pavement and 15 percent happen during snowfall or sleet. Over 1,300 people are killed and more than 116,800 people are injured…

Continue Reading



The TRUTH about No-Fault Insurance Collections


by Attorney Thomas Tona: Recently, I was out to dinner with two chiropractors.  Twenty minutes into the dinner, the discussion turned to the business of Chiropractic, where two issues dominated the balance of the night. Issue one arose when I asked the question, “What is your number?” Silence and blank stares followed.   I then…

Continue Reading



Robert M. Horn, TONALAW’s newest associate attorney


Robert M. Horn is the newest associate attorney to join the legal team at the Law Office of Thomas Tona, P.C. He has successfully represented clients in various civil matters from defending elderly clients against crushing medical debts, to fighting insurance companies to get his clients’ properly compensated following an accident. No matter what the…

Continue Reading



A Week of Wins at TONALAW – No-Fault Arbitration Awards


NY CIVIL COURT ARBITRATION AWARD:  Our office recently had an arbitration award confirmed in New York Civil Court. The carrier denied lost wages pursuant to an Independent Medical Exam (IME). At the underlying arbitration hearing, the carrier argued that since the eligible injured person had not formally submitted a lost wage claim post-IME, or provided…

Continue Reading