If you have recently settled a Personal Injury accident case where you were injured in an automobile accident in New York State, read this to make sure that you have been fully compensated for every aspect that you are owed. If you were denied any claims by your No-Fault insurance carrier, make sure you read this and consult with our firm.
A claim by an eligible injured person, or “EIP,” is a direct claim made by the person who was injured in an auto accident in New York. The injured person makes the claim against the insurance company, also known as the “no-fault insurance carrier.” You have a first party benefit stemming from the contract between you and your insurance company in New York.
The following benefits are recoverable under the NYS No-Fault Statute for Eligible Injured Parties (EIP’s):
- Medical Benefits – All necessary medical expenses relating to medical treatment incurred as a result of the accident.
- Lost Earnings – 80% of wages lost due to the motor vehicle accident, up to $2000.00 a month for up to 3 years from the date of the accident, unless more lost wage coverage was purchased or additional types of coverage were purchased. (1)
- Reasonable and Necessary Expenses – Up to $25.00 a day, for up to one year from the date of the accident.
- Death Benefit – A $2,000.00 death benefit (over the $50,000.00 basic no-fault limit), payable to the estate of a person eligible for no-fault benefits who is killed in a motor vehicle accident.
What EIP claims are recoverable if denied by the no-fault insurance carrier?
A carrier for a variety of reasons may deny the above claims for first-party benefits. With the help of TonaLaw, you can dispute any claim denied by a carrier that is encompassed above.
The following is a list of the most common no-fault insurance claims we pursue at TonaLaw for our clients:
- Medical Provider Liens
- Medicare, Medicaid, and Major Medical Insurance Liens
- Lost Earnings – even if you are at fault for the accident, we can still fight to get the No-Fault insurance carrier to pay you 80% of lost wages
- Reasonable and Necessary Expenses – Reasonable and necessary expenses of up to $25.00 a day may be recoverable where initially denied by the carriers.
If your attorney did not mention all of the above to you, you may still be entitled to extra money from an accident where you were injured.
Reach out today to see if we can help. We are a NO FEE firm and only get paid if we win.
These are just a small sample of common claims brought on behalf of EIPs against no-fault insurance carriers. At TonaLaw, we have been successfully resolving no-fault insurance claims for clients for over 24 years and we work with personal injury firms throughout New York to resolve EIP claims for their clients once the personal injury cases are closed. If you have any questions regarding the contents discussed herein, please feel free to contact us at 833-TONALAW!