If you have recently settled a personal injury accident case where you were injured in an automobile accident in New York State, read this to make sure that you have been fully compensated for every aspect that you are owed.  If your no-fault insurance carrier denied you any claims, make sure you read this and consult with our firm.

“EIP” is short for the eligible injured person in the insurance industry. If you are hurt in an automobile accident, you are the “EIP.” The insurance company is also known as the “no-fault insurance carrier,” and your contract stipulates that you have what is known as a first-party benefit. If your claims were denied, you might still be entitled to compensation for your injuries.

The New York State No-Fault Statute Dictates That Eligible Injured Parties May Be Entitled to the Following benefits:

Medical Benefits: All required medical expenses resulting from your accident are covered.

Lost Earnings: You are entitled to 80% of your lost wages lost for up to 36 months following your accident. The monthly cap for recompensation is $2,000. You might be entitled to more if you purchased additional lost wage protection.

Reasonable and Necessary Expenses: You may receive up to $25 per day beginning the day after the accident, but the benefits are capped at one year.

Death Benefit: Death benefits are payable at up to $2,000 over the basic no-fault limit, which is $50,000. Death benefits will be paid to the estate of the deceased.

Which EIP Claims Can Be Recovered if the No-Fault Insurance Carrier Denies Them?

Insurance carriers may deny any of the claims mentioned above for various reasons. Tona Law will dispute any claim mentioned above that is denied by a carrier. 

At Tona Law, the most common no-fault insurance claims that we pursue are:

-Medical Provider Liens

-Medicare, Medicaid, and Major Medical Insurance Liens

-Lost Earnings: even if you are at fault for the accident, we can still fight to get the No-Fault insurance carrier to pay you 80% of lost wages

-Reasonable and Necessary Expenses up to $25 each day

If your Long Island car accident attorney did not mention all of the above, you may still be entitled to extra money from an accident where you were injured. Reach out today to see if we can help. We are a NO-FEE firm and only get paid if we win.

The Tona Law Advantage

This is just a small sample of the types of claims we settle for our clients who were denied benefits by their no-fault insurance carriers. We have over 24 years of experience pursuing these claims and many more on behalf of EIPs.  Our goal is to work with personal injury firms throughout New York to resolve EIP claims for clients once their personal injury cases have been closed. If you have any questions regarding the contents discussed herein, please feel free to contact us at 1-833-TONALAW!