New York’s no-fault car accident laws are supposed to make it easier and more straightforward to file a claim. This can sometimes be the case, but the streamlined process has a habit of leaving money on the table for both accident victims and the medical service providers that treat them.

If you are in the process of filing a no-fault claim, seeking reimbursement for one, or have recently closed one out, know that you have options for claiming the full amount of your losses that insurers typically don’t tell you about. 

TonaLaw can provide you or your organization with legal representation that seeks the full extent of compensation you could be owed. We examine all legal options and leave no stone unturned. Our Long Island personal injury lawyers have experience filing these more obscure types of claims, and we are willing to fight with insurers if that’s what it takes to help you recoup all of your losses after a car accident.

Common sources of uncompensated losses after a car accident in New York include:

  • No-fault lost wages
  • No-fault liens reimbursement
  • Independent medical examiner (IME) denial of continued coverage
  • Peer review denials for car accident injury treatment

Our personal injury attorneys in Long Island have experience representing both injury victims and medical providers. We work closely with you to resolve your outstanding unclaimed losses quickly, efficiently, and with the full weight of the law behind us.

Call 1-833-TONALAW or contact us online today to schedule a free, no-obligation consultation and find out how you can recover money that insurers don’t want most people to know about.

Recovering Lost Wages in a No-Fault Claim

Car accident injury victims may lose out on income as they recuperate. Bodily injury liability (BIL) insurers are usually pretty good about working with injury victims to ensure that these losses are documented and included as part of the claim.

However, no-fault personal injury protection (PIP) insurers can often leave this type of coverage unspoken about. Injury victims file their medical bills reimbursement claim and receive a quick reply without even realizing that they can also be reimbursed for the wages they lost when they missed work. Even salaried employees may be able to claim reimbursement for the sick days, vacation time, or personal leave days they had to use to heal. This includes claims for single-car accidents.

TonaLaw is intimately familiar with the no-fault lost wages claims process. We rigorously document your income before and after the accident to prove your losses and request fair compensation in return.

Even if you have settled your no-fault claim, you have the possibility to still claim lost wages in some instances. You can seek arbitration or file for an appeal. Our attorneys want you to recover all of the money you could have left behind from your settlement.

Liens Reimbursement

When you want to delay payment on your hospital bills until you receive a settlement from a no-fault PIP or third-party BIL insurance policy, providers create what is called a “medical lien.” This is a legal agreement that says that you are indebted to the provider and that they are entitled to be reimbursed first from any settlement you receive.

These medical liens can carry legal consequences and financial penalties. Those who agree to them may have additional losses that tend to go uncompensated in a typical car accident injury claim.

TonaLaw fights to get you every cent of your settlement, including compensation for your lien costs. We play hardball with insurers to get you the fair amount you deserve to repay you for all of your accident-related losses, not just some of them.

IME Denials of Continuing Care

Insurers often play by their own rules, including being able to dictate which doctor car accident victims see to obtain a professional medical opinion. These independent medical examiners, or “IMEs,” can often have stricter interpretations of diagnoses than the average doctor, allowing insurers to deny coverage for continued care. 

In effect, the IME will say that the patient is fully healed and no longer needs any more care. The insurer will use this opinion to say that any further treatment costs are not “reasonable and necessary” and, therefore, not covered.

If you are a care provider treating a car accident injury victim, then you may strongly disagree with the IMEs professional opinion. You may believe that medical standards require you to continue administering care until the patient is fully recovered.

TonaLaw will work with you to claim the costs of this additional treatment. We have helped hundreds of medical providers in Long Island obtain reimbursement for medical services, supplies, and outpatient treatments that they consider necessary.

Peer Review Denials

No-fault insurance companies have a tendency to reject medical care costs for car accident victims on a consistent basis. Once a peer review board has determined that certain treatments or costs were not “reasonable and necessary,” then the insurer can claim that those costs are uncovered. This can leave medical care providers in the lurch for treatment, supplies, and services they rendered to car accident victims that are unpaid for.

TonaLaw fights on behalf of care providers to appeal peer review denials or seek arbitration to overturn their decisions. We know that providers have an obligation to treat every patient and seek their full recovery, so our no-fault claims lawyers know how tough it can be to hear that you will be denied reimbursement. 

Through our experience and familiarity with the no-fault claims process, we use every legal strategy available to seek the maximum amount of reimbursement legally available for services you have provided or intend to provide to car accident victims.

What Our Clients Are Saying

Excellent5.0 Based on 371 reviews from review us onyessenia lopez ramosyessenia lopez ramos ★★★★★ I have know Attorney Will Ramos for many years. He is very detail oriented, a great advocate, and an empathetic individual.I have referred a few clients during their time of need over to Will and the friendly staff at Tona Law. He is willing to go above and beyond for others.CARLOS RODRIGUEZCARLOS RODRIGUEZ ★★★★★ I have known Will Ramos for 15 plus years and can attest to his character in placing the needs for others above his own. He is an asset to any organization and a team player with positive attitude.Jessica MalaveJessica Malave ★★★★★ I’ve known attorney Will Ramos for 16 years he always places the needs of others above his own. He is a caring man and super understanding and has a big heart.Bianca RamosBianca Ramos ★★★★★ Attorney Will Ramos is awesome the law firm is lucky to have someone like him part of their team. He genuinely cares for others and is always willing to lend a helping hand.Response from the ownerBianca, thank you for leaving a wonderful review for our firm. We are lucky to have Will Ramos as part of our team! Arianna RamosArianna Ramos ★★★★★ Attorney Will Ramos is nothing short of dedicated and hard working. Each case he works on demonstrates his passion for law and his care for his clients.Response from the ownerThank you for your review, Arianna! Will Ramos has been a wonderful asset to our team. JenneferJennefer ★★★★★ I've had the pleasure of knowing Lauren for quite a while now, and I must say, her dedication to her clients is truly remarkable. She takes immense pride in her work as a professional she seamlessly balances her role at Tona Law, where she's involved in legal matters. 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Excellent at anything she’s ever done.NICOLE GUASTONICOLE GUASTO ★★★★★ Lauren’s great- reliable empathetic the whole package - years of knowing her I wouldn’t ask for anyone elseKeith MaederKeith Maeder ★★★★★ I have known Lauren, one of the paralegals, for many years. Her client first approach is second to none. She is knowledgeable and professional. She as an asset to both her clients and Tona Law.Emily PadillaEmily Padilla ★★★★★ Ana was super professional and very polite! Answered all the questions that was needed! Highly recommend, wish I can give 10 stars!Kailynn ApolinarisKailynn Apolinaris ★★★★★ Ana is amazing! As an old coworker I can say Ana is always ready to assist. She is a great asset to anyone lucky enough to work with her.Response from the ownerKailynn, thank you for leaving a wonderful review for our firm. Ana is truly a wonderful part of our team! peter alsenpeter alsen ★★★★★ In all of my dealings with the TonaLaw office, the lawyers and staff have been excellent.They have earned my confidence and trust.Response from the ownerWe are so pleased to hear that you’ve had such a great experience with our team. Your confidence and trust in our firm is greatly appreciated! Thank you so much for your review! Ashley VelazquezAshley Velazquez ★★★★★ Ana was knowledgeable, courteous & helpful throughout everything! She was willing to go the extra mile! It was a delight working with her. You’re in great hands when working with Ana!!Patty RivasPatty Rivas ★★★★★ The team is fantastic. I worked with Ana directly and appreciated how quickly she was able to respond back to me and provide efficient, excellent results. I would work with her again!Response from the ownerThank you so much for your kind words about Ana and the rest of our team! Patricia WernerPatricia Werner ★★★★★ Ana was phenomenal. What a great asset to Tona Law!joseph tonettijoseph tonetti ★★★★★ I have known Lauren one of the personal injury paralegals at Tonalaw for almost 20 years, having employed her for over a decade she is a hard worker and loves doing what she does. She has passion and strong dedication her clients. I highly recommend Tona Law.Response from the ownerLauren is a valuable asset to the TonaLaw team. She is extremely passionate and dedicated to our clients. Thank you so much for your kind words and recommendation! Rigoberto LazoRigoberto Lazo ★★★★★ Ana is such a great asset to Tonalaw. She is a very hard worker and always dedicated to her clients. She is also very empathetic and kind hearted. Her goal is always to have 100% client satisfaction and she will make sure you have that. You are in great hands at Tonalaw!Response from the ownerThank you so much for taking the time to leave our firm a thoughtful review! Ana is truly dedicated to our clients and the work we do here at TonaLaw. We are grateful to have her on our team! Melissa RivasMelissa Rivas ★★★★★ Ana is wonderful! Always eager to please her client and does great work. Very happy she’s a part of Tona Law.Kristine ForteKristine Forte ★★★★★ I am so happy I used Tonalaw. I spoke with Lauren and Jada who are amazing. Any questions I had they answered and I felt the compassion and understanding they have for me. I highly recommend using tonalaw.Mona MichelMona Michel ★★★★★ sean2844sean2844 ★★★★★ I have known Lauren one of the paralegals at Tona Law and she is extremely dedicated to her profession. She is very helpful to her clients and an asset to the firm.sorivel gulottasorivel gulotta ★★★★★ Thank you Lauren for all of your help! You are always ready for any challenge and willing to answer any questions. Always professional, informative and kind. Will highly recommend!js_loader